Overview
Identification
Country
GhanaEvaluation Title
Financial Services
Evaluation Type
Independent Impact Evaluation
ID Number DDI-MCC-GHA-NORC-IE-GRBCIP-2017-v01 |
Version
Version Description
Anonymized dataset for public distribution
Overview
Abstract
Evaluation ongoing
Kind of Data
Aggregate data [agg]
Geographic Coverage
National coverage; all rural banks.
Topics
| Topic | Vocabulary | URI |
|---|
|
Finance
| | |
|
Banking
| | |
Keywords
finance, banking, loans, MiDA, Ghana
Producers and Sponsors
Primary Investigator(s)
| Name | Affiliation |
|---|
|
NORC at the University of Chicago
| |
Funding
| Name | Abbreviation | Role |
|---|
|
Millennium Challenge Corporation
| MCC | |
Metadata Production
Metadata Produced By
| Name | Abbreviation | Role |
|---|
| Millennium Challenge Corporation | MCC | Review of Metadata |
| NORC at the University of Chicago | NORC | Independent Evaluator |
Date Produced
2017-06-21
Metadata ID Number
DDI-MCC-GHA-NORC-IE-GRBCIP-2017-v01
MCC Compact and Program
Compact or Threshold
Ghana Compact I
Program
Rural Development Project/MiDA's Financial Services Activity The stated goal of the activity was to "[e]nable rural banks to access computerized financial tools, link branches to head offices through improved telecommunications and establish a critical Automated Clearing House system to allow for more timely check clearing. 130 rural banks and 613 branches were automated." (
https://assets.mcc.gov/content/uploads/2017/05/countrybrief-2013002125101-ghana.pdf)
MCC Sector
Capacity Building and Institutional Development (Cap Bldg & Inst Dev)
Program Logic
Rural Development Project/MiDA's Financial Services Activity The stated goal of the activity was to "[e]nable rural banks to access computerized financial tools, link branches to head offices through improved telecommunications and establish a critical Automated Clearing House system to allow for more timely check clearing. 130 rural banks and 613 branches were automated." (
https://assets.mcc.gov/content/uploads/2017/05/countrybrief-2013002125101-ghana.pdf) The computerization of operations and connectivity that MIDA was expected to have the following effects: · Improvement of the speed and reliability of transactions · Improvement accuracy and availability of accounts information · Reduction in check clearing times These improvements would not only make bank operations more efficient and potentially less costly per transaction, but they also improve the customer experience with the services offered by the bank. This, in turn, was expected to increase the number of clients, the number of deposits and credits, and the number of bank operations, among other outcomes.
Program Participants
The administrative data is sourced from Ghana's Apex Association of Rural Banks, and the 130 rural banks of Ghana. It includes more than a dozen financial indicators from the monthly prudential returns of each bank. Where available, data from each month were entered into this database, covering the period January 2009 - December 2013.
Documentation in PDF